Help Desk Terms of Service

FR Financial Services, Inc. (d/b/a Action Financial and ActionFinancial.com)
1210 Hillcrest Road
Mobile, Alabama 36695
251-445-1860 or 1-888-888-1072

Thank you for using ActionFinancial.com’s website. Access to and use of ActionFinancial.com’s site is provided subject to the following Terms of Service:

These Terms of Service apply to this website, and FR Financial Services, Inc.. In addition, FR Financial Services, Inc. owns several other domain names and we will from time to time add new sites that may or may not be listed in the Terms of Service.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS YOUR USE OF THIS SITE, ITS SERVICES AND ANY OTHER FR FINANCIAL SERVICES, INC. SERVICES CONSTITUTES ACCEPTANCE OF THESE TERMS OF SERVICE. BY ACCESSING OR USING ANY PART OF THE WEB SITE OR THESE SERVICES, YOU ACCEPT, WITHOUT LIMITATION OR QUALIFICATION, THESE TERMS OF SERVICE. IF YOU DO NOT AGREE WITH ALL OF THE TERMS OF SERVICE SET FORTH BELOW, YOU MAY NOT USE ANY PORTION OF THE WEB SITE OR THESE SERVICES.

FR Financial Services, Inc. may, in its sole discretion, modify or revise these Terms of Service at any time by updating this web page. You are bound by any such modification or revision and should therefore visit this page periodically to review the terms. ActionFinancial.com is a business name of FR Financial Services, Inc., registered in Mobile County, Alabama. All references, protections, benefits and limitations of liability set forth in these Terms of Service and applicable to ActionFinancial.com apply equally to FR Financial Services, Inc.

ActionFinancial.com provides a marketing service that allows you to input your information once and receive a free consultation from FR Financial Services, Inc. to provide you a convenient, fast method for evaluating your options and making informed decisions regarding your financial needs. We value our integrity and as a company and individuals, we are committed to providing you with a positive experience. If for any reason, you are not completely satisfied with our service, please call us at: (251) 445-1860 or email support@actionfinancial.com we will do what we can to satisfy you.

FR Financial Services, Inc., dba ActionFinancial.com does not offer accounting and / or legal advice. We suggest you seek the services of accounting and legal professionals for specific questions and advice regarding any financial or legal action you are considering. You should exercise as much caution as you would typically exercise with any purchase of products of services. Individual program results may vary.

The information contained at our Web Site and/or any advice or comments made by any agent or employee of FR Financial Services, Inc. are intended only to educate and assist clients, applicants, visitors, and the like, in various areas of finance, including credit and debt management. This information is provided for informational purposes only and is not meant to be a substitute for professional counseling and advice from certified legal or financial professionals. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you.

You agree that by hitting the submit or similar button or completing a quote request, you are entering into a business relationship with FR Financial Services, Inc. and thus agree to be contacted by FR Financial Services, Inc. You are representing that you have the authority and are authorizing us or our partners to contact any telephone number you entered even if the entered telephone number is currently on a federal, state, or other Do Not Call list. By submitting a quote request, you expressly consent to being contacted by us and by affiliated individuals or organizations via phone, fax, email, mail or other reasonable means, at any of your contact numbers or addresses. These contacts are necessary so that that we may provide the services set forth on our site, to service your account, to reasonably address matters pertaining to your account or for other reasonable purposes related to our business.

When using ActionFinancial.com, you will be prompted to disclose certain information about yourself and your personal situation. This information will be sent to FR Financial Services, Inc. who will need this information to respond to you. You promise that you will only complete a quote request for yourself. You promise that you are at least 18 years of age. You promise that all information you provide will be accurate, current and truthful to the best of your knowledge. If you provide any information that is untrue, not current or incomplete, or ActionFinancial.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, ActionFinancial.com has the right to refuse you any current or future use of the ActionFinancial.com services. You are responsible for any use of the ActionFinancial.com services by persons to whom you intentionally or negligently allow access to your password. Your acceptance of these Terms of Service indicates that you expressly consent to our use and disclosure of your personal information in accordance with our Privacy Policy.


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"The representative we spoke with went out of their way to help us and explained all of our options. We had $25k in credit card debt. Now it is $0. We highly recommend AF!"
  George & Carol S.
Houston , TX
 
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Copyright 2008 FR Financial Service, Inc (d/b/a Action Financial)
All rights reserved.

Once you have completed this expression of interest, your information will be sent to participating debt specialists. One or more participating debt or credit specialists will contact you by telephone. If there are no debt specialists that ActionFinancial.com feels match your needs, your information may also be sent to other specialists that ActionFinancial.com feels has a product or service that may be able to assist you with your current financial situation. By submitting your expression of interest, you are consenting to receive telephone calls even if you are currently on the Do Not Call List. ActionFinancial.com does not provide debt related services, but rather is a matching service that seeks to connect consumers with companies that provide debt or credit related services. Information you may receive from participating specialists should not be used as the sole basis for your debt resolution or other decision. Debt or credit related services may or may not meet your particular needs, and may involve risk. Please seek the advice of an appropriate professional regarding your evaluation of the information. ActionFinancial.com takes no responsibility for the quality of the services you may receive. The specialists are from companies or industries that may require licensing, bonding or registration in order to lawfully do business in your state. ActionFinancial.com encourages you to check with the appropriate agency to be certain any requirements are currently being met. ActionFinancial.com does not provide tax, legal or investment advice. If a website visitor needs legal advice, legal expertise or needs to make court filings, they must seek the advice of a licensed attorney. ActionFinancial.com seeks to connect consumers with companies that provide a variety of debt or credit-related services. The claims regarding potential results above may apply to one type of service but not another. This includes, but is not necessarily limited to, claims regarding: amount of or time frames for debt reduction, reduction of fees, interest, interest rates, and amount or frequency of collector calls. The Federal Trade Commission publishes articles at www.ftc.gov that you are encouraged to read, including http://www.ftc.gov/bcp/conline/pubs/credit/kneedeep.htm. Individual program results may vary.