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Auto Loans

Your credit score affects your auto loan rates, either for better or worse. People with bad credit pay higher auto loan interest rates. It can hurt your job prospects and not to mention that insurance companies check credit too. DO NOT apply for a new car loan until you get your credit report with credit score. Remember, you can run your own credit file all you want, but if dealers run it for new car loans, then your score drops a bit, and credit bureaus try to treat all of them as one hit if its inside 30 days. If your score is < 550, do not apply for new car loans until you learn how to repair your own credit (call us and we will get you pointed in the right direction).

Your last auto financing resort is a bad credit auto loan. Some lenders run your credit score, as well as an auto Fico score, which is an indicator of your past history with car financing. If you have no car financing in your past, some prime lenders will reject you.

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	"Thanks Action! I am now debt free and living life. I can sleep at night thanks to you guys. It is great not being loaded down with all those credit cards I racked up during college."
	Jennifer A. Birmingham , AL

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